{
  "transcript": {
    "id": "cdut-62870c13581987c96a7d1ece",
    "payload": {
      "pan": "9710 3421 0000 0601",
      "agentName": "Conquest Designer, trained as the Head of Department — MSc Finance — Capital Markets, Faculty of Commerce, Law and Management",
      "issuer": "Conquest Designer University — the Registrar",
      "issuedAt": "2026-11-15T01:12:02.735Z",
      "degrees": [
        {
          "degree": "competency:msc-finance--capital-markets",
          "slot": 1,
          "enrolledAt": "2026-11-10T03:19:54.233Z",
          "returnedAt": null
        }
      ],
      "consultations": [],
      "assessments": [
        {
          "degree": "competency:msc-finance--capital-markets",
          "unit": "black_scholes_merton",
          "attempt": 1,
          "passed": true,
          "assessedAt": "2026-11-10T03:19:54.941Z"
        }
      ],
      "degreesEarned": [
        "competency:msc-finance--capital-markets"
      ],
      "degreesConferred": [
        "competency:msc-finance--capital-markets"
      ],
      "degreesAdditional": [],
      "fees": {
        "paid": 0,
        "waived": 1
      },
      "pocketHead": "genesis",
      "nextSteps": []
    },
    "proof": {
      "alg": "EdDSA",
      "kid": "avc-26b9eb3c37ed",
      "signature": "xbHKEmyls4Up7EyLxinSCf9t0ZEa5xr4-yca-97r2FiVoaQprUT4guIG6mxbG0U-zNNx7DZcZNt5-PS1ERTFBg"
    }
  },
  "verification": {
    "valid": true,
    "reasons": []
  }
}